FT3 Partners, Ltd.

The International Growth Platform

Helping ecommerce businesses enter the U.S. market and expand globally — without building the infrastructure themselves.

FT3 LaunchFT3 PAYFT3 Commerce

Investor & Partner Introduction · 2026 · Confidential · ft3pay.com

Who We Are

FT3 Partners is an international market entry and expansion platform for growth-stage ecommerce businesses. We handle everything the big platforms won't — entity formation, banking, compliance, payment orchestration, and growth optimization.

FT3 Launch — The Foundation

FT3 PAY — Payments, Optimized

FT3 Commerce — Grow Without Limits

Three integrated modules. Use one, two, or all three.

The U.S. Market Is Designed to Reject You

Not because your business isn't good enough — because the infrastructure was built for U.S. entities only.

You Apply. You Wait. You're Declined.

Automated systems flag international entities — no explanation, no appeal.

Building It Yourself Takes 12–18 Months.

AML/KYC, sponsor banks, and card network rules make this a long haul.

Nobody Tells You What to Do Next.

Standard processors process payments — they don't guide you to approval.

The Market Opportunity

$1.3T

U.S. E-Commerce Market

$7T–$8T

Global E-Commerce

4 Weeks

Time to Live

Global E-Commerce & Subscriptions

International brands ready to sell to U.S. consumers.

Digital Marketplaces & Creator Platforms

Complex payment flows standard platforms can't handle.

Online Travel, Tours & Mobility

High-ticket global businesses rejected for structure, not quality.

The FT3 Platform

Three modules. One integrated roadmap. Use what you need.

Revenue Model:

1
FT3 LAUNCH
  • U.S. Entity Formation (Delaware LLC)
  • EIN & Tax Registration
  • AML / KYC Compliance
2
FT3 PAY
  • Payment Gateway & Smart Routing
  • 500+ Payment Methods
  • Multi-Acquirer Redundancy
3
FT3 COMMERCE
  • Checkout Conversion Optimization
  • Global Banking & Cross-Border Payouts
  • Funds Repatriation

Setup Fees

Transaction Margin

Commerce Retainer

Embedded Finance Share

Why FT3 Partners Wins

Built for businesses the big platforms reject. That's not a niche — that's a structural market.

The Incumbents — Stripe · Adyen · Checkout.com

— Automated rejection — no explanation or appeal

— Self-serve only — no specialist support

— Single-provider lock-in

— Decline and move on

FT3 Partners

✓ Human + AI review of your actual business

✓ End-to-end: entity, banking, compliance, payments

✓ Multi-acquirer by design — no lock-in

✓ Full money lifecycle: banking, FX, repatriation, stablecoin

Every Stripe rejection is a warm referral. That's a moat.

How We Go to Market

Three channels. Each one extends FT3 Partners' reach without adding headcount.

1
Global Affiliate Channel
  • Regional PSPs gain global infrastructure via FT3's affiliate network
  • FT3 provides rails, compliance, and multi-acquirer routing
  • Revenue shared at the infrastructure margin layer
2
ISV & Platform Partnerships
  • Embed FT3 into ISV and ecommerce platform value chains
  • Adds payments and financial services as an integrated layer
  • White-label and co-branded models available
3
Direct to Merchant
  • Inbound: merchants rejected by standard platforms
  • Outbound: LATAM, SE Asia, Eastern Europe, Middle East & Africa
  • Direct sales to international merchants ready to expand

It Works. Here's the Proof.

A sample of businesses we've gotten live in the U.S. All anonymized. All processing U.S. payments.

Brazil — Online Travel

Every platform flagged their Brazilian entity — FT3 formed a Delaware LLC and got them live in 5 weeks.

Southeast Asia — B2B SaaS

Won a U.S. enterprise deal with no entity — FT3 handled full setup, first invoice in 30 days.

Lithuania — Digital Marketplace

U.S. processing cut off mid-growth — FT3 rebuilt their infrastructure and restored transactions in 10 weeks.

The Team

Lean, experienced, and built to scale.

Frederik Pen

American Express · Visa · Worldpay

Founder & CEO

linkedin.com/in/fapen

Fractional CTO

Technology & Platform

Fractional

Fractional Head of Partnerships

PSP & ISV Channels

Fractional

SDR Team

Direct Merchant Outreach

Outsourced

San Francisco · Amsterdam · São Paulo

Where We Are Today

Early stage. Real clients. Proven playbook.

Operational

Live and processing U.S. payments across active client engagements

3 Anchor Clients

Across Online Travel, B2B SaaS, and Digital Marketplaces — all anonymized, all live

4-Week Playbook

Repeatable process from first call to live U.S. processing — proven across geographies

Raising Seed Round

To accelerate platform build, expand PSP affiliate network, and scale merchant acquisition

The model works. Now we're building the machine.

The Road Ahead

From specialist team to global platform — in three phases.

Phase 1: Validate & Prove

Year 1

  • Establish FT3 Launch as the go-to U.S. market entry program
  • Build recurring transaction margin revenue with anchor clients

Phase 2: Productize & Scale

Year 2

  • Self-serve platform: automated KYC/KYB and AI-assisted routing
  • Target: $2M–$5M ARR

Phase 3: Platform Leadership

Year 3

  • Fully scaled platform — merchants self-onboard, AI optimizes
  • Target: $10M–$20M recurring revenue

Let's Build This Together

What We're Looking For

Seed Investors

Raising a seed round to accelerate platform build and merchant acquisition.

Accelerator & Incubator Partners

Give your international cohorts a real path to U.S. revenue.

PSP & ISV Partners

Join FT3's affiliate network and offer merchants cross-border infrastructure.

Email

info@ft3pay.com

Phone

+1 (415) 873-0073

FT3 Partners, Ltd. · San Francisco · Amsterdam · São Paulo · ft3pay.com · Confidential · 2026