FT3 Partners, Ltd.
The International Growth Platform
Helping ecommerce businesses enter the U.S. market and expand globally — without building the infrastructure themselves.
FT3 Launch
FT3 PAY
FT3 Commerce
Investor & Partner Introduction · 2026 · Confidential · ft3pay.com
Who We Are
FT3 Partners is an international market entry and expansion platform for growth-stage ecommerce businesses. We handle everything the big platforms won't — entity formation, banking, compliance, payment orchestration, and growth optimization.
FT3 Launch — The Foundation
FT3 PAY — Payments, Optimized
FT3 Commerce — Grow Without Limits
Three integrated modules. Use one, two, or all three.
The U.S. Market Is Designed to Reject You
Not because your business isn't good enough — because the infrastructure was built for U.S. entities only.
You Apply. You Wait. You're Declined.
Automated systems flag international entities — no explanation, no appeal.
Building It Yourself Takes 12–18 Months.
AML/KYC, sponsor banks, and card network rules make this a long haul.
Nobody Tells You What to Do Next.
Standard processors process payments — they don't guide you to approval.
The Market Opportunity
$1.3T
U.S. E-Commerce Market
$7T–$8T
Global E-Commerce
4 Weeks
Time to Live
Global E-Commerce & Subscriptions
International brands ready to sell to U.S. consumers.
Digital Marketplaces & Creator Platforms
Complex payment flows standard platforms can't handle.
Online Travel, Tours & Mobility
High-ticket global businesses rejected for structure, not quality.
The FT3 Platform
Three modules. One integrated roadmap. Use what you need.
Revenue Model:
1
FT3 LAUNCH
  • U.S. Entity Formation (Delaware LLC)
  • EIN & Tax Registration
  • AML / KYC Compliance
2
FT3 PAY
  • Payment Gateway & Smart Routing
  • 500+ Payment Methods
  • Multi-Acquirer Redundancy
3
FT3 COMMERCE
  • Checkout Conversion Optimization
  • Global Banking & Cross-Border Payouts
  • Funds Repatriation
Setup Fees
Transaction Margin
Commerce Retainer
Embedded Finance Share
Why FT3 Partners Wins
Built for businesses the big platforms reject. That's not a niche — that's a structural market.
The Incumbents — Stripe · Adyen · Checkout.com
— Automated rejection — no explanation or appeal
— Self-serve only — no specialist support
— Single-provider lock-in
— Decline and move on
FT3 Partners
✓ Human + AI review of your actual business
✓ End-to-end: entity, banking, compliance, payments
✓ Multi-acquirer by design — no lock-in
✓ Full money lifecycle: banking, FX, repatriation, stablecoin
Every Stripe rejection is a warm referral. That's a moat.
How We Go to Market
Three channels. Each one extends FT3 Partners' reach without adding headcount.
1
Global Affiliate Channel
  • Regional PSPs gain global infrastructure via FT3's affiliate network
  • FT3 provides rails, compliance, and multi-acquirer routing
  • Revenue shared at the infrastructure margin layer
2
ISV & Platform Partnerships
  • Embed FT3 into ISV and ecommerce platform value chains
  • Adds payments and financial services as an integrated layer
  • White-label and co-branded models available
3
Direct to Merchant
  • Inbound: merchants rejected by standard platforms
  • Outbound: LATAM, SE Asia, Eastern Europe, Middle East & Africa
  • Direct sales to international merchants ready to expand
It Works. Here's the Proof.
A sample of businesses we've gotten live in the U.S. All anonymized. All processing U.S. payments.
Brazil — Online Travel
Every platform flagged their Brazilian entity — FT3 formed a Delaware LLC and got them live in 5 weeks.
Southeast Asia — B2B SaaS
Won a U.S. enterprise deal with no entity — FT3 handled full setup, first invoice in 30 days.
Lithuania — Digital Marketplace
U.S. processing cut off mid-growth — FT3 rebuilt their infrastructure and restored transactions in 10 weeks.
The Team
Lean, experienced, and built to scale.
Frederik Pen
American Express · Visa · Worldpay
Founder & CEO
Fractional CTO
Technology & Platform
Fractional
Fractional Head of Partnerships
PSP & ISV Channels
Fractional
SDR Team
Direct Merchant Outreach
Outsourced
San Francisco · Amsterdam · São Paulo
Where We Are Today
Early stage. Real clients. Proven playbook.
Operational
Live and processing U.S. payments across active client engagements
3 Anchor Clients
Across Online Travel, B2B SaaS, and Digital Marketplaces — all anonymized, all live
4-Week Playbook
Repeatable process from first call to live U.S. processing — proven across geographies
Raising Seed Round
To accelerate platform build, expand PSP affiliate network, and scale merchant acquisition
The model works. Now we're building the machine.
The Road Ahead
From specialist team to global platform — in three phases.
Phase 1: Validate & Prove
Year 1
  • Establish FT3 Launch as the go-to U.S. market entry program
  • Build recurring transaction margin revenue with anchor clients
Phase 2: Productize & Scale
Year 2
  • Self-serve platform: automated KYC/KYB and AI-assisted routing
  • Target: $2M–$5M ARR
Phase 3: Platform Leadership
Year 3
  • Fully scaled platform — merchants self-onboard, AI optimizes
  • Target: $10M–$20M recurring revenue
Let's Build This Together
What We're Looking For
Seed Investors
Raising a seed round to accelerate platform build and merchant acquisition.
Accelerator & Incubator Partners
Give your international cohorts a real path to U.S. revenue.
PSP & ISV Partners
Join FT3's affiliate network and offer merchants cross-border infrastructure.
Email
info@ft3pay.com
Phone
+1 (415) 873-0073
FT3 Partners, Ltd. · San Francisco · Amsterdam · São Paulo · ft3pay.com · Confidential · 2026